We have changed some or all of our variable mortgage interest rates because there has been a change to our cost of lending or we know that our cost of lending is about to change. There are a number of reasons why our cost of lending can change and they include a change in Bank of England base lending rate or a change to laws and regulations that impact our costs.
If you have a tracker rate, the change will be because the rate automatically follows the Bank of England base lending rate.
Simply adjust the amount you send us each month to the new total monthly payment shown above. Please remember, if you are sending in a payment by cheque, make sure the payee is shown as 'TSB Bank plc', followed by either your name or your mortgage account number.
You do not need to make any payments during the period of your 'Payment Holiday'. However the new interest rate will be applied to your account from the date shown above. Once the arrangement comes to an end, the revised payment shown will apply.
Lenders are required to write to you about all payment amount changes on parts of your mortgage (sub-accounts) that are regulated by the Consumer Credit Act 1974 (CCA). Lenders must provide separate notification for each account to everyone named on the mortgage.
Therefore, if one or more of your sub-accounts are CCA regulated, you will receive a letter for each of the relevant accounts
If the amount you are required to pay has changed please contact the relevant Benefits Agency or the Payment Protection policy provider direct to notify them of the change.
This may be for one or more of the following reasons:
A fee may have been added, for example a conversion or interest certificate fee, to your Fees and Charges sub-account (99).
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